Rent and the monthly payment

DSCR = monthly rent / monthly PITIA

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Your DSCR

1.25

Strong

Strong. Clears the 1.25 most lenders want for best pricing.

$4,000 rent / $3,200 PITIA

What it takes to qualify

Monthly cushion after the payment
$800
Rent needed for 1.00
$3,200
Rent needed for 1.25
$4,000

1.25 is the common clean-approval line. 1.0 is the floor at most lenders.

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