About DSCRLoanCalculator.org

DSCRLoanCalculator.org is a free calculator and a set of guides for investors who finance rental property with DSCR loans. It exists because most DSCR calculators online sit behind a lender's lead form and stop at the ratio. This one shows the ratio, the loan the rent supports, and the rent or down payment it takes to qualify, with the math spelled out.

Part of a family of six calculators

DSCRLoanCalculator.org is one of six free rental property calculators built by the same people on the same calculation engine. Each covers one metric in depth and links to the others where the metrics meet:

• Cash on Cash Return Calculator: yield on the cash you put in
• Cap Rate Calculator: noi, cap rate and value
• GRM Calculator: gross rent multiplier screen
• BRRRR Calculator: buy, rehab, rent, refinance
• NOI Calculator: net operating income, line by line

Independence

The site is not owned by a lender or broker and does not sell leads. If that ever changes, it will be disclosed on this page and on any page where it applies.

How the numbers are produced

Every figure on the site comes from one open calculation engine. The formulas, assumptions and their limits are documented on the methodology page. Where a page states typical lender requirements, those are ranges observed across published DSCR programs, not any single lender's terms.

Corrections and contact

Spotted an error, or a lender practice that has changed? Email hello@dscrloancalculator.org. Corrections are made on the page and the updated date is changed.

Not advice

The calculator and guides are educational. They are not a loan offer, a pre-approval, or financial, legal or tax advice. Lender requirements vary and change. Confirm terms with the lender before relying on any figure here.