Privacy Policy

Last updated September 18, 2026.

Calculator inputs

Everything you type into the calculator is processed in your browser. Inputs are not sent to or stored on our servers. If you use the "copy link" feature, your inputs are encoded in the URL you copy, and anyone you share that link with can see them.

Analytics

We use Clicky to count visits and see which pages and referrers bring them. We run it with cookies turned off, and it anonymizes IP addresses before storing them. Its script loads from our own domain and its requests are passed on to Clicky.

We also use Microsoft Clarity to see how visitors use the calculator, through heatmaps and session recordings. Clarity sets cookies and may collect your IP address, device details, and how you interact with the page. Microsoft describes its data handling in the Microsoft Privacy Statement. We use this to fix confusing parts of the site, not to identify you.

Hosting

The site is served by Vercel, which may log IP addresses and request metadata for security and operations under its own privacy policy.

Contact

Questions about this policy: hello@dscrloancalculator.org.